The Payment Card Industry Data Security Standards (PCI-DSS) are a set of requirements that you must follow to protect sensitive cardholder data.
Sensitive cardholder data is information from a payment card that an issuing bank can use to authorize a transaction.… Read More “What is PCI-DSS?”
Transport Layer Security (TLS) is an encryption protocol that devices use to protect the data they send over a network. TLS helps to keep your data safe and protects it from attackers.
For example, when your POS device sends data to our gateway, your POS device uses TLS to encrypt the data.… Read More “What is TLS?”
If a fraudster wants to check that they can use their stolen card data to make purchases, they may run test transactions on e-Commerce stores. If the transactions are approved, the fraudster knows that the card data is valid and that they can then continue to use the card data for further transactions.… Read More “What is card testing?”
To help prevent fraud on your e-Commerce store, we recommend you include additional security features on your website. Fraudulent transactions on your e-Commerce store may result in chargebacks or additional processing fees for each transaction.
We recommend that you include at least one of the following security features on your e-Commerce store:
Add a CAPTCHA to your store to identify whether users are humans or bots and prevent bots from running fraudulent transactions.… Read More “What can I do to help prevent fraud on my e-Commerce store?”
Point-to-Point Encryption (P2PE) protects your customer’s payment data by encrypting it at the point of entry before you send it to your processor. The data can be unencrypted using only the processor’s secure key, so even if a fraudster steals the data they can’t use it.… Read More “What is P2PE?”
If you are using the Genius Smart P2PE solution, you must install and maintain your Genius devices according to the instructions in the P2PE Instruction Manual (PIM).
If you have any questions about the Genius Smart P2PE solution, contact our Genius Support Team.… Read More “Genius Smart P2PE™ Instruction Manual”
The actions you can take to help prevent fraudulent transactions depend on whether you sell goods online or sell goods in-store.
Selling goods online
- Use AVS or 3-D Secure to verify a cardholder’s identity during online transactions.
- If AVS or 3-D Secure can’t verify a cardholder’s identity, the card may be stolen or fraudulent.
… Read More “How can I help prevent fraudulent transactions?”
Address Verification Service (AVS) is a fraud prevention service for card-not-present transactions and keyed transactions.
AVS prompts the cardholder to provide their billing address when they are entering their payment card details at the checkout. AVS then compares the billing address that the cardholder provides with the registered billing address for the payment card.… Read More “What is AVS?”
Yes, contactless payments are secure because they use the same encryption and security as EMV transactions.
Fraud screening tools are software that analyze transactions and indicate if a transaction is likely to be fraudulent. Fraud screening tools provide you with information that allows you to decide whether to continue with the transaction. For example, a fraud screening tool can provide a score between 1 to 100 for transactions.… Read More “What are fraud screening tools?”