{"id":502,"date":"2021-02-02T17:17:24","date_gmt":"2021-02-02T17:17:24","guid":{"rendered":"https:\/\/pages.globalpaymentsintegrated.com\/helpcenter2020\/1\/what-is-3-d-secure\/"},"modified":"2021-05-28T13:42:45","modified_gmt":"2021-05-28T13:42:45","slug":"what-is-3-d-secure","status":"publish","type":"post","link":"https:\/\/help.globalpaymentsintegrated.com\/1\/getting-started\/security-and-compliance\/what-is-3-d-secure\/","title":{"rendered":"What is 3-D Secure?"},"content":{"rendered":"<p>3-D Secure is a fraud prevention tool that provides additional security for online transactions. Issuing banks use 3-D Secure to help verify the cardholder\u2019s identity during a transaction.<\/p>\n<div class=\"notice\"><strong>Note: <\/strong>Using 3-D Secure shifts the liability for chargebacks to the cardholder or issuing bank.<\/div>\n<p>The following are examples of 3-D Secure:<\/p>\n<ul>\n<li>MasterCard SecureCode<\/li>\n<li>Verified by Visa<\/li>\n<li>American Express SafeKey<\/li>\n<\/ul>\n<h3>How does 3-D Secure work?<\/h3>\n<p>When a cardholder makes a purchase online, they are redirected to their bank\u2019s 3-D Secure website. The website prompts the cardholder to enter one of the following:<\/p>\n<ul>\n<li>A password that the cardholder previously set up with their bank.<\/li>\n<li>A one-time code that 3-D Secure or the issuing bank sends to the cardholder.<\/li>\n<\/ul>\n<p>The issuing bank receives a result from 3-D Secure that indicates if the cardholder successfully entered their password or code. The issuing bank uses the result to decide whether to continue with the transaction or cancel the transaction.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>3-D Secure is a fraud prevention tool that provides additional security for online transactions. Issuing banks use 3-D Secure to help verify the cardholder\u2019s identity during a transaction. Note: Using 3-D Secure shifts the liability for chargebacks to the cardholder or issuing bank. The following are examples of 3-D Secure: MasterCard SecureCode Verified by Visa [&hellip;]<\/p>\n <div style=\"margin-bottom:20px;\" class=\"page-blu\"><a class=\"moretag\" href=\"https:\/\/help.globalpaymentsintegrated.com\/1\/getting-started\/security-and-compliance\/what-is-3-d-secure\/\">Read More <\/a><\/div>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[79,159,765,766,762],"_links":{"self":[{"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/posts\/502"}],"collection":[{"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/comments?post=502"}],"version-history":[{"count":1,"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/posts\/502\/revisions"}],"predecessor-version":[{"id":521,"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/posts\/502\/revisions\/521"}],"wp:attachment":[{"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/media?parent=502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/categories?post=502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/help.globalpaymentsintegrated.com\/1\/wp-json\/wp\/v2\/tags?post=502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}