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When will I receive my funds?

You receive your funds within the following timelines:

  • Within three business days of settling or batching your terminal or software.
  • Some businesses can expect to see the deposit for today’s transactions in their bank account the next business day.
  • American Express processes funds from their “ESA” and “Want to Honor” programs separately.
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My funds are withheld, when will I receive them?

We may withhold funds for the following reasons:

  • Fraud protection
  • Backup withholding

Fraud protection

We may withhold funds to help protect you from fraud, for example, we may withhold funds for the following reasons:

  • If the batches are the first batches settled on a new account
  • If there are transactions that are unusually high in value

We can withhold funds by either delaying a batch or by diverting the funds into a non-interest-bearing escrow account.… Read More “My funds are withheld, when will I receive them?”