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What additional evidence can a recurring billing or service-based merchant provide to defend against chargebacks?

In addition to the actions described in What is a chargeback?, you can also provide the following evidence:

Evidence of the cardholder’s actions

  • Signed contract that states the terms under which the cardholder could have canceled the service
  • Evidence that the cardholder is using the goods or services
  • Evidence that the cardholder canceled within the same month that you issued billing and provided partial services
  • Evidence that the cardholder did not attempt to cancel the services
  • Evidence that the cardholder cancelled on the same day as the transaction

Evidence of your actions

  • Legally binding contract between you and the cardholder
  • A previous transaction that the cardholder has not disputed
  • Evidence that you issued a refund before the chargeback because the cardholder canceled the service
  • Evidence that you bill the cardholder after you provide services
  • Evidence that the transaction date was before the cancelation date

What can I do to help prevent chargebacks?

Read More “What additional evidence can a recurring billing or service-based merchant provide to defend against chargebacks?”